Disputing taxes Some 900,000 people will have been sent letters in the last week or so threatening them with a £100 fine plus a further fine of £10 a day over three months. The letters from HM Revenue & Customs (HMRC) are to people who did not fill in a tax return by the January 31 deadline. Many thousands of other letters are sent by the tax collectors to people they believe owe tax on savings accounts, pensions or other income. And it is up to the recipients – if, indeed, the letters are sent to the current, correct address […]
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“Employers recognise that financial worries are a cause of workplace stress and that this is not restricted to those on the lowest salaries. The higher up the pay scale you travel, the more likely it is that discussing money worries is a financial taboo, leaving these employees feeling isolated.” Lindsay Cook in Employee Benefits […]
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For months we’ve been told that UK petrol prices could not fall further or faster because the refineries buy their fuel months ahead. Yeah, right. UK petrol prices rise again So it came as a surprise to see prices creeping up again ALREADY! The excuse, no doubt, is that this reflects the increase of a few dollars per barrel for Brent crude. The price of crude has moved from a low of $45 to above $60. With what can only be described as lightning speed the price per litre at my local filling station increased from 107.9p to 109.9p. With […]
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February 14 is Valentine’s Day. A day when gifts are exchange and declarations of passion are, well, declared. It’s a day when people propose to each other. But 24 hours do not a relationship make. Here at Money Fight Club we can get as amorous as the next person. However, when it comes to long lasting relationships – where stress and rows don’t exact the ultimate toll – you need to get on top of the money. Money stress marriage issues This is not about how much, but how well you manage. And sharing also means coming clean about an […]
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When it comes to cutting the cost of train tickets avoid – AND WE DO MEAN AVOID – using the machines at rail stations. They’re a rip off! Wherever possible book ahead and online. Stations increasingly do not man or woman their ticket offices, or have only one window open at busy times. This morning I found myself in such a queue, behind about 20 people, as I needed to get a ticket for a relative who had not booked ahead. The queue moved very slowly. As a result was that we had to abandon the queue and use the […]
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Blue Monday is coming up and so named because December’s pay cheque is often paid a day or two earlier and then January is a five week month, with many of us not seeing another pay cheque reach our bank account for another couple of weeks. When we worked out which day was Blue Monday we felt it fell on January 26. But the growing concensus is that it will actually fall on Monday, January 19. Sheeesh! You wouldn’t think people would be so keen to get there sooner, would yah? Why so blue, Monday? Credit card bills have landed […]
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January 5 heralds the start of our post-Christmas battle plan Our money saving tips for the New Year First of all check what you owe on credit cards, overdrafts, personal loans, mortgage or rent arrears, gas and electricity bills, council tax arrears and compare with what your borrowings were a year ago. Nationally we’re getting further into debt so the chances are your personal borrowing will also look a little podgier than it did a year ago. Borrowing is a bit like how much you weigh… If you don’t keep an eye on things it tends to creep up year […]
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