Stay calm and shop

Empty shelves and Christmas shortages are worrying many shoppers as the supply chain crisis encompasses cleaning products, toys and chicken. It is not time to panic buy, but to plan ahead and settle for less. Shops have more to worry about than customers as container and delivery costs spiral, and their stock is delayed half way round the world, just as they were wanting to make up for the revenues they lost during lockdown. Shoppers have to be careful if they want to splash the cash with their contactless cards, which now have a limit per spend of £100. Keep them safe and if they are stolen or lost tell the bank/card company straight away and keep checking for “rogue” payments for months as thieves can keep on spending. But if you notice the payments you can get a refund.